About our mutual fund philosophy - Mirzam Capital Appreciation Mutual Fund

The Mirzam Capital Appreciation Fund (MCAF) was established for investors who
want to shun companies that rely on stock-based compensation. Investors who,
like us, believe that stock-based compensation plans are often nothing more than
legalized front-running, insider-trading, and stock-watering wrapped up in one,
will find a true investment alternative in MCAF.

MCAF's investment adviser allocates capital to companies where it believes management truly places the interests of shareholders first. Through thorough research, we identify companies with sustainable cash flows, competent management, and strong business fundamentals before we make the decision to invest. MCAF strives at all times to ensure that its investors will not be exposed to companies that have implemented destructive stock based compensation plans, stomach-churning executive compensation packages or that sell stock to employees at a deep discount to bring in more cash than selling product or services to customers.

We offer our partners a diversified portfolio, giving you a strong investment foundation. We use an investment strategy that allocates assets over a wide range of equity opportunities that are both local and offshore*. We focus on alternative investment solutions to the “standard” wealth building approaches for your high net worth investors, eliminating the problematic “super stars” such as Tyco and Enron.

You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Funds before investing. The Funds' prospectus contains this and other information about the Funds, and should be read carefully before investing. You may also obtain a current copy of the Funds' prospectus by calling (888) 693-8056.

The Funds' past performance does not guarantee future results. The investment return and principal value of an investment in the Funds will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance of the Funds may be lower or higher than the performance quoted. Performance data current to the most recent month end may be obtained by calling (888) 693-8056.

The Mirzam Capital Appreciation Fund is distributed by: Unified Financial Securities, Inc., 2960 N. Meridian Street, Suite 300, Indianapolis, IN 46208-4715 (Member FINRA).